Learn about tradesman liability insurance

As a tradesman you are constantly putting yourself and your financial assets at risk by either causing yourself injury and loosing time from work or causing loss or damage to a third party. Tradesman liability insurance is designed to help you cope with the financial implications that could arise from these types of accident. Reduced income caused through an injury at work could mean you miss days or even weeks from your job. Insure My Liability can provide you with protection against this, should you miss time you can claim against money lost as a result.

There are a number of trades that are at risk against these types of claims so it is important for them to obtain tradesman liability insurance cover. Although these trades may deal in different areas such as plasterers, painter and decorators, glaziers, working with glass, joiners mainly with materials such as wood. While these tradesmen work in different areas there likely hood of causing damage to a third party or themselves remains the same.

Tradesman employers liability insurance

As a tradesman you may find that at some point during your line of work you need to employ staff. This introduces a new amount of risk to yourself, as you are liable for their work and safety. Insure My Liability provides you with the correct amount of employers liability insurance cover against this. By law if you employ staff you must hold employers liability insurance, fortunately we can provide you with up to £10 million of cover protecting you against their negligence and in the event of an injury cased to them in your line of work.

Tradesman public liability insurance

Perhaps one of the most common causes for a claim in the tradesman industry is damage or loss to a third party. This is caused by a tradesman i.e. builders either being negligent by not fixing a tile to a roof properly this then falls causing damage to a third party. The damages caused as a result of this would hold the builder accountable and if not properly covered with public liability insurance then their financial assists and possibly their business would be at risk.

Tradesman liability insurers

To ensure that all the different types of tradesmen are comprehensively insured we have searched the globe to find a panel of leading insurers such as AXA, Zurich and MMA to help bring you the best cover available. We have hand picked our insures to make sure that they all offer the cover you require to bring peace of mind when it comes to your trade. These insurers include some of the biggest names in tradesman liability insurance, which are Ageas, Groupama and Kerry London each of which provide a high standard of cover with added features and benefits.

Compare Tradesman Liability Insurance

Using our selection of insurers has enabled us to provide you with an award winning quotation system that allows you to compare tradesman liability insurance. It has also given us the ability to tailor our policies around your needs, we offer a variety of policy features as well as standard cover.

The size of your trade and the level of work you do will determine the amount of liability insurance you require. Our experience and knowledge in the insurance business has allowed us to have the idea to provide you with an option of three types of cover ensuring you don't pay for what you don't need. Our standard cover for public liability starts at £1million but we provide you with the option to increase this to £2m or £5 million to suit you requirements.

A tradesman would not be able to complete his work without his trusty tools so without them he would be lost. Having them stolen, damaged or loosing them could be a huge blow to your trade this is why we offer you the option for tools cover which will cover your trading equipment for up to £2,500 for the duration of your policy.

For a quick and simple tradesman insurance quote try out our award winning quotation system where you can compare tradesman liability insurance from a panel of leading insurers.