Ensure your protected with employers liability

As an employer it is important to ensure you are protected with employers liability insurance. This is because it is a legal requirement to hold employers liability if you have staff working for you or the company. As this is a required insurance we have done our bit to ensure that should you add this to your liability insurance policy you are covered comprehensively for a premium that suits you. We use a panel of insurers each of which offer added features and benefits to their liability insurance policies. By using a panel of insurers we can compare your quote to help find you the premium that best suits your needs.

While it is required to have employers liability insurance the cover provided gives you an blanket of cover which protects you against a number of insurable events. Having employees working for you brings a range of new risks to your business as well as increasing those already there. A sole trader will have the risks of causing damage himself to other property but by having another employee doubles his chances of causing loss or damage to third parties. This is because as his employer he is responsible for his work and his employees work, so should any damage be caused it is the employer that is liable.

With this amount of risk in place it is important that you find the best policy that covers you for a number of risks. Insure My Liability provide employers liability that covers you for £5 million of liability cover for your employees. This additional cover will protect you for a number of event such as court settlements, fines and compensation claims in the event of loss or damage caused to a third party. This is added to your public liability policy making it easy to keep track of your cover as all of your protection is explained and covered under one policy.