Plumbers insurance

As a plumber, you’ll be aware that a considerable amount of things can go wrong in the course of a normal day at work, things that can be insured with plumbers insurance. You’ll be working almost exclusively on private property and will therefore be taking great measures, as a professional, to avoid accidental damage that could result in damage to someone else’s possessions or injury to a 3rd party. However, accidents are an all-too-frequent aspect of working life for any tradesman so you’ll want to think about purchasing plumber insurance for your own peace of mind and protection.

At Insure My Liability you’ll find a range of plumbers insurance packages that offer public liability insurance cover as standard. This will ensure that you’re financially secure should an accident happen at a client’s property and they wish to make a claim of negligence against you. The costs of defending yourself in such a situation can be high, so it’s a good idea to purchase plumber insurance to ensure your own finances wouldn’t suffer. Through our website you’ll be able to purchase public liability cover to the value of £1m, £5m or £10m.

If you have employees there’s another type of liability to consider. The law states that it is compulsory to take out employers liability insurance if you have one or more people working for you. You could be fined up to £2,500 per day if it is discovered that you do not have this included in your plumbers insurance. Should employees harm themselves in any way, or become ill, in the course of carrying out plumbing work for your business, employers liability cover will help you meet the costs that could thereby be incurred. You’ll be able to build this type of liability cover into your plumber insurance package up to a value of £10m. Should you wish to add optional extras to your insurance policy – such as cover for your van or tools – you can easily do so by clicking on the relevant boxes when you fill in the online request for a quote. Whatever your particular requirements, you’ll be able to purchase a bespoke insurance package at Insure My Liability.