Painter and decorators insurance
As a member of the painting and decorating industry your work will involve delivering a high quality, bespoke product to clients while working in their homes and ensuring you have adequate painter and decorators insurance. With this comes the responsibility to ensure no damage occurs to their property while you are providing work for them – and though as a dedicated professional this will be one of your priorities, accidents can happen in the most unexpected circumstances. Painter and decorators insurance packages exist to ensure your peace of mind and to make certain your business would have financial support in times of unforeseen difficulty.
Damage incurred by a third party or their property is always an unavoidable risk if you’re in the painting and decorating trade. Public liability insurance, which comes as standard with all the painter and decorators insurance packages you’ll find through our site, will insure you in the event of an accident. Purchasing public liability cover constitutes a sound financial investment; the cost of a premium – especially given the competitive prices you’ll find on our site – will always be vastly lower than the amount it would cost to defend a liability claim. And a price cannot be put on the reassurance you’ll have from going to work in the knowledge you’re financially secure should an accident occur when covered with painter and decorators insurance.
Should you have one or more employees or from time to time hire temporary workers you are legally required to purchase employers liability insurance to the minimum value of £5m. The painter and decorators insurance packages you’ll find through Insure My Liability will provide you with the necessary financial cover should one or more of your employees suffer injury or illness as a result of working for your business. We’ll find you extremely competitive quotes for policies offered by leading insurers such as AXA, Fortis and MMA and you’ll be able to purchase employers liability of up to £10m.
The comprehensive liability insurance packages available on Insure My Liability will offer substantial amounts of cover as standard. However, because we realise you won’t want to pay for policy features you don’t actually need, you’ll also be able to choose from a wide range of optional extras. These will include cover for your tools and equipment, means of transportation, and any stock in trade you might have stored on your insured premises. Through our site you’ll be able to tailor your painter and decorators insurance package to suit the specific requirements of you and your business.
