Changes to Employers Liability insurance

Posted on September 05^th 2008

Changes are being made to the displaying of employers liability insurance as from 1st October 2008, whereby an electronic format of the certificate can be kept, providing it is readily accessible to employees, as opposed to displaying your certificate in amongst the place of work.

The changes, which come under the Employers Liability (Compulsory insurance) (amendment) Regulations 2008 (the "2008 regulations") is also changing the requirement that certificates need to be kept for 40 years.

Under the provisions of the Employers Liability (Compulsory Insurance) Regulations 1998, businesses can be fined up to £2,500 for every day that appropriate cover is not in place and £1,000 for failure to display and provide a copy of the certificate on request. These regulations are still in place under the 2008 regulations but the certificate only needs to be displayed upon request in electronic format.

The new 2008 regulations have now also removed the necessity to keep employers liability certificates for 40 years. However should an employee make a claim against you where the illness has occurred over a period of time and you don't have any records, you may have to foot any legal fees, included a compensation payout.

To purchase your employers liability insurance visit Insuremyliability.co.uk

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