Businesses could be liable for accidents due to the bad weather

Posted on February 10^th 2009

Business owners have been warned that they may be held liable for accidents on their premises, due to the weather, if customers or staff injury themselves.

What with all the snow and ice about businesses need to be extra vigilant and take extra precautions when opening their doors for business in order to minimise the risk of slips and falls to customers and staff.

Obviously if a member of staff is injured then the company should be covered, as employer's liability insurance is compulsory under UK law. But if a customer has an accident, public liability insurance is not compulsory and so the business may not be covered to deal with the resultant compensation claim.

Having the correct employer's liability insurance and public liability insurance in place is just the beginning to make sure that a business is protected.

By also looking to mitigate any potential problems business owners should not only minimise the potential risks to staff or customers but will also go in their favour should a claim be made.

At Insuremyliability.co.uk businesses can get a comparative online quotation to make sure that they have the correct employer's liability insurance and public liability insurance in place from a panel of UK insurance companies.

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