Joiners Insurance
As a professional joiner you play a crucial role in the construction of new properties and in their subsequent maintenance. Ensuring high quality fittings is a responsible job and it will involve you working on the private property of your clients in hazardous locations and with potentially harmful tools. You’ll need to be insured with joiners insurance against the associated risks to property and persons and the potential legal costs of defending allegations of negligence or paying compensation to a plaintiff. We know that, as a skilled professional, you’ll be careful in your work and that accidents will be infrequent – but as you’ll be aware things can always go wrong. It’s for precisely these unforeseeable occurrences that you’ll need liability insurance. Through Insure My Liability you’ll find a joiners insurance package to suit you at an extremely hard-to-beat price.
Should a 3rd party suffer an injury in connection with your work, or should their property sustain damage for the same reason, they may try to take legal action against you which can be covered with joiners insurance. Public liability insurance will cover you for any legal costs you might have to pay should the matter end up in court, and for compensation you may have to pay out to the 3rd party. Through our site it is available to the value of £1m, £2m or £5m and comes as standard with all the joiner insurance packages you’ll be choosing from. By filling in a straightforward online request form, we’ll show you competitive quotes for joiners insurance policies from such leading insurance firms as AXA, Fortis and MMA. In addition to the generous amount of standard cover you’ll be offered, a range of optional add-ons will also be available.
Public liability is not the only kind of cover you’ll need to think about when searching for a joiners insurance policy. As a joiner, you may work as a sole trader or you may own and/or run small joiners business. In that case, you’ll want to know that it’s a legal obligation for you to purchase employers liability insurance. This will give you the necessary financial cover should an employee of yours sustain an injury or contract an illness in the course of working for your company. As a businessman as well as a professional joiner the well being and safety of your employees will be one of your top priorities. It’s always possible, however, that an unfortunate and unforeseen incident should occur, rendering one or more of your employees unable to work for a period of time. Should this happen, you will need to be financially backed in order to cope with any costly legalities. Employer’s liability covers you in precisely this sort of situation: you’re required to take out a minimum of £5m, and it will be available up to the value of £10m.
