Hairdressers liability insurance

It's vital to get the right hairdressers liability insurance and you won't be disappointed with the service and quote you receive from Insure My Liability.

People are all too keen to sue these days, thanks to all those personal injury ads on the television, so it's even more important to make sure that your business and livelihood can survive an accident and potential court case. It's hairdressers liability insurance that you'll need for those sorts of situations.

Hairdressers public liability insurance

As a hairdresser you'll be all too aware of the dangers in a salon or barbershop, but customers aren't the same. So even if an accident happens that you don't consider is your fault, or the fault of one of your staff, the consequences can be serious with all those sharp edges, electric gadgets and heaters in use.

Click on one of the quote buttons on this page to go through a quick and painless hairdressers public liability insurance quotation and protect your business. You can save your quite and recall it later if you get interrupted. Or call our team of experts based in the UK – they'll answer all your questions and sort out the right cover for you.

Hairdressers employers liability insurance

The second type of insurance you might need is employers liability insurance. The law in the UK is firm on this – you must have employers liability insurance if you are operating a limited company and employing anyone other than members if your immediate family. Many hairdressers employ stylists who are themselves self-employed, but be careful if you think that means you don't need employers liability insurance.

The definition of an employee is becoming a grey area and if you have self-employed stylists working for you full-time, and for no-one else, then the law could decide that they are your employees. If you are concerned that this may be the case you should take legal advice on the situation.

But if you have other employees and you run a limited company then you will definitely need hairdressers employers liability insurance. The process is the same as for hairdressers public liability insurance, you can apply online or talk to one of our customer care staff.

Don't delay

You will be pleasantly surprised at how little it could cost to get hairdressers liability insurance which provides peace of mind. Once you're covered you can relax and focus on what you're best at – styling hair and running your business.