Compare liability insurance policies
Insure My Liability uses a panel of leading insurers which has allowed us to compare liability insurance for you, providing you with a comprehensive policy from a quality insurer.
There are a vast amount of trades that require liability insurance because no matter what line of work you are in there will be risks to third parties, employers and employees. This risk means that should you cause loss or damage to these parties you could find yourself financially liable. Fortunately we will provide you with the ability to compare liability insurance policies and protect yourself against your own negligence, as well as the option to protect your employees under the same policy. Employers liability insurance provides protection for you and your employees against damage caused to them or damage caused to a third party. This cover provides you with £10 million of protection against negligence claims made against you or your employees.
Working as a tradesman may not require employers liability insurance but does require cover for you. A tradesman spends a lot of their working time around the public or with public property, this holds a vast amount of public liability risk. For example a bricklayer could drop a tool from scaffolding, which could then damage public property or in the worst case a member of the public. If this were to happen and the contractor did not hold public liability insurance, the claim made against the negligent act would be taken directly from the tradesman's pocket.
The same rules would apply to a number of trades as many work around the public. For example a cleaner may not be in much danger of harming a third party but faulty work could damage property. A tradesman liability insurance policy would cover for this type of accident. The same type of incident would relate to a joiner so it is important to ensure cover as any number of faulty acts or negligent work can result in a compensation claim.
Electrical contractors is a trade that holds a large amount of danger to the tradesman as they are constantly working with a force that could easy cause them harm. Our tradesman liability insurance offers protection against injury caused in your line of work so should a carpenter injure themselves whist working, our policy gives you the option to cover yourself against this, ensuring you receive compensation for your injuries.
We use an award winning quotation system that allows you to compare liability insurance in no time at all. It allows you to tailor a policy to your needs because we understand that a cleaner may not need to cover themselves against injury but will require liability insurance. For an instant online quote try out our quotation system and in a few simple steps you could have yourself covered with a comprehensive liability insurance policy.
More information about our insurance
- Insurance quotes
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- Compare liability insurance policies
- Guide to liability insurance policies
- Competitive public liability insurance
- Compare employers liability insurance
- Our professional liability insurance
- Learn about tradesman liability insurance
- Professional indemnity insurance
- Directors and officers insurance