Beauty therapists liability insurance

Setting up as a beautician or beauty therapist is the end of a long hard road, a goal usually only reached after years of training and learning in junior positions.

The last thing you want to do is risk losing all that so it’s vital to make sure you have the right beauty therapists liability insurance in place right from the start. You can get all your liability insurance needs quickly and cost-effectively right here – it’s only a phone call or a click away.

Beauty therapists public liability insurance

There are generally four ways that beauticians operate – visiting customers in their own homes or inviting customers to a treating room at home are two ways,. The others are operating from a shop, either one they own or as an independent contractor in a shop owned by someone else. Nearly all of those will need beauty therapists public liability insurance, which protects you against accidental damage you might cause to other people or their property.

You can get beauticians public liability insurance to cover all of these different options from Insure my Liability. You can easily get flexible cost-effective cover, which is important as many beauty therapists have to combine the different ways of working as their business evolves.

Beauty therapists employers liability insurance

This is only likely to apply if you are running your own shop and employing people. The law says that you MUST have beauty therapists employers liability insurance in place if you are employing people under a limited company. The only exceptions are if you are only employing direct family members.

If you are operating a salon then you may have to be careful. If all the people working there are independent contractors, and you don’t employ anyone, directly, you may think that you don’t need beauticians employers liability insurance. But the definition of ‘an employee’ is getting greyer and this may not be the case for much longer, especially if they only work for you. So be careful and take expert legal advice if you are unsure. But if you are operating on your own and treating people in your home, their homes or a shop, you will probably not need beauty therapists employers liability insurance.

Quick and easy

You can get definitive answers to these and any other questions you have by calling your own team of UK-based liability insurance experts, right now. No crackly lines going halfway around the world to people who don’t understand your business, you get to talk to people who know beauty therapists liability insurance inside out.

If you know what you want and juts need the most relevant cost-effective cover, click on the button and get your quote online. If you like what you see, and we’re sure you will, it’s just a few more steps to being fully covered. Then you can get on with what you know best – beauty – in the full knowledge that you business is properly protected.